Gold Credit Cards
Qualify for a gold credit card with an average to good credit rating. Since the use of the "Gold" name for a credit card is not regulated, even some secured and unsecured credit card issuers have "gold" or "platinum" cards in their offerings. Today, credit card issuers are in tough competition to get the best customers, therefore they offer various perks and deals with their gold cards. Look for a gold card with no annual fee, a low or 0% Intro APR, additional insurance benefits, cash rebates, airline miles, or other reward programs.
Browse the full selection of our GOLD credit cards below or choose another credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.
Gold Delta Skymiles® Credit Card
Get 17,500 Bonus Miles with the Gold Delta SkyMiles® Credit Card!
Summary:
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $30-$85 thereafter
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Credit Line: Up to $100,000
Issuer: American Express Co.
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $30-$85 thereafter
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Credit Line: Up to $100,000
Issuer: American Express Co.
Features:
- Always DOUBLE MILES® lets you earn free travel faster for the things you buy all the time
- Earn one SkyMile® for every eligible dollar spent
- Earn SkyMiles for every mile you fly on Delta
- Get 15,000 Bonus SkyMiles® with your first purchase*
- 2,500 bonus miles for adding an Additional Cardmember*
- Your frequent flyer number is conveniently printed on your Card
- Shopping security with Purchase Protection and Buyer's Assurance
- No blackout dates
- SkyMiles never expire
- No annual fee for the first year — a savings of $85*
*See Card Terms and Conditions
Citi® Gold AAdvantage® World MasterCard®
Get Reduced Mileage Awards*
Summary:
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $50 thereafter
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Reward Program: AAdvantage® Miles
Credit Line: No pre-set limit*
Issuer: Citibank
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $50 thereafter
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Reward Program: AAdvantage® Miles
Credit Line: No pre-set limit*
Issuer: Citibank
Features:
- 15,000 AAdvantage bonus miles after you make $750 in purchases within 4 months*
- NO ANNUAL FEE for 12 months!*
- Earn 1 American Airlines AAdvantage mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
- No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers*
- AAdvantage miles may never expire*
- Redeem AAdvantage miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
- Reduced Mileage Awards - 5,000 fewer AAdvantage miles to select destinations
- No pre-set spending limit*
*See Terms and Conditions.
IberiaBank Visa® Gold Cash Back Rewards Card
Low variable rates, plus 1% cash back!
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: 1% Cashback
Issuer: IberiaBank
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: 1% Cashback
Issuer: IberiaBank
Features:
- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Continental Finance Gold MasterCard®
Get a second chance with rates as low as 9.75% APR*!
Summary:
Ongoing APR: 9.75%
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $25.00
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Issuer: First Bank of Delaware
Ongoing APR: 9.75%
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $25.00
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Issuer: First Bank of Delaware
Features:
- Rates as low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- Prestige of carrying a Gold card
*See website forTerms and Conditions.
Centennial® Gold MasterCard®/Visa®
Your Chance to Apply for the Prestige of GOLD!
Summary:
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
Features:
- Reports monthly to 4 Major Credit Bureaus
- Low APR on purchases
- Get the prestige of a GOLD MasterCard®/Visa®
- All applications accepted
- All credit types welcome to apply
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
*See Rates, Fees & Terms for current information.
IberiaBank MasterCard® Gold Cash Back Rewards Card
1% cash back on everything you buy from day one!
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: 1% Cashback
Issuer: IberiaBank
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: 1% Cashback
Issuer: IberiaBank
Features:
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
First PREMIER Bank Gold MasterCard®
Get the prestige of a Gold card! Credit decisions in less than 60 seconds!
Summary:
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
Features:
- Quality Customer Service
- Low APR on purchases
- Instant credit decisions
- Gold Card Prestige
- Reports monthly to 4 Major Credit Bureaus
- Accepted where you see the MasterCard logo
- Over 3 million credit card holders
See Rates, Fees & Terms for current information.
Pulaski Bank Visa® Gold Card
Zero worries. Zero hassles. Zero % balance transfers.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank
Gold Delta SkyMiles® Business Credit Card
Always Double Miles®!
Summary:
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $95 thereafter
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: SkyMiles® (SkyTeam® Member)
Credit Line: $1,000 to $50,000
Issuer: American Express Co.
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $95 thereafter
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: SkyMiles® (SkyTeam® Member)
Credit Line: $1,000 to $50,000
Issuer: American Express Co.
Features:
- Get 15,000 SkyMiles with first purchase*
- Earn up to 30,000 Bonus Miles in your first year
- Save 5% on all Delta flights with your Card*
- One Delta mile for virtually every dollar you spend
- No annual fee for the first year - a savings of $95
- Unlimited fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more
*View Terms & Conditions.
American Express® Preferred Rewards Gold Card
Gold benefits, with a rich array of travel rewards.
Summary:
Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Reward Program: Membership Rewards® Points
Credit Line: No pre-set limit*
Issuer: American Express Co.
Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Reward Program: Membership Rewards® Points
Credit Line: No pre-set limit*
Issuer: American Express Co.
Features:
- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No pre-set spending limit*
- Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Global Assist® Hotline and many more benefits included.
*See card offer terms.
Business Gold Rewards Card from OPEN®
Business Gold Card from OPEN® the Small Business Network
Summary:
Ongoing APR: N/A; Due in full each month
Annual Fee: None for 1 Year; $125 thereafter
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Reward Program: Optional (fee applies) Points
Credit Line: No pre-set limit
Issuer: American Express Co.
Ongoing APR: N/A; Due in full each month
Annual Fee: None for 1 Year; $125 thereafter
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Reward Program: Optional (fee applies) Points
Credit Line: No pre-set limit
Issuer: American Express Co.
Features:
- Limited Time Offer: Free domestic round-trip airline ticket!*
- Earn up to 25,000 Membership Rewards® bonus points, redeemable for one domestic round-trip airline ticket
- Save up to 25% on business expenses*
- No pre-set spending limit* and no finance charges
- Automatic Complimentary enrollment in the Membership Rewards program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
*View Terms and Conditions.